:root{
--teal:#0E6E6E;--deep:#0A5252;--deeper:#073E3E;--orange:#C74E11;--orange-dk:#A63F0A;--orange-hi:#E8621E;
--cream:#FFF3EA;--line:#F0DFCE;--ink:#241D18;--muted:#5E5650;--sand:#E6D8CB;--peach:#FFC9A3;--white:#fff;
--font-head:'Baloo 2','Trebuchet MS',Arial,sans-serif;--font-body:'Work Sans',system-ui,-apple-system,'Segoe UI',Arial,sans-serif;
--container:1180px;--radius:14px;--shadow:0 10px 24px rgba(36,29,24,.08);--shadow-lg:0 14px 34px rgba(36,29,24,.10);--trans:.2s ease}
*,*:before,*:after{box-sizing:border-box}
*{margin:0;padding:0}
html{scroll-padding-top:90px;-webkit-text-size-adjust:100%}
body{font-family:var(--font-body);color:var(--ink);background:#fff;line-height:1.65;font-size:16px}
img,svg{max-width:100%;height:auto;display:block}
a{color:var(--teal)}
a:hover{color:var(--deep)}
h1,h2,h3,h4{font-family:var(--font-head);letter-spacing:-.01em;line-height:1.18;color:var(--ink)}
h1{font-size:clamp(1.9rem,4.4vw,2.75rem)}
h2{font-size:clamp(1.45rem,3vw,2.15rem)}
h3{font-size:clamp(1.1rem,2vw,1.3rem)}
.container{max-width:var(--container);margin:0 auto;padding:0 24px}
.skip-link{position:absolute;left:-9999px;top:0;background:var(--deep);color:#fff;padding:10px 16px;z-index:10000;border-radius:0 0 8px 0}
.skip-link:focus{left:0}
/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--orange);color:#fff;font-weight:700;font-size:16px;padding:15px 28px;text-decoration:none;border-radius:14px;box-shadow:0 10px 22px rgba(199,78,17,.30);border:2px solid transparent;transition:background var(--trans),transform var(--trans);min-height:48px;text-align:center}
.btn:hover{background:var(--orange-dk);color:#fff}
.btn-alt{background:var(--teal);box-shadow:0 10px 22px rgba(14,110,110,.28)}
.btn-alt:hover{background:var(--deep);color:#fff}
.btn-ghost{background:#fff;color:var(--ink);border-color:var(--line);box-shadow:none}
.btn-ghost:hover{background:var(--cream);color:var(--ink)}
.btn-light{background:#fff;color:var(--deep);box-shadow:none}
.btn-light:hover{background:var(--cream);color:var(--deep)}
.btn-sm{font-size:14px;padding:11px 20px;min-height:44px}
.btn-block{display:flex;width:100%}
/* topbar and nav */
.topbar{background:var(--deep);color:var(--sand);font-size:13.5px;padding:9px 0}
.topbar-inner{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}
.topbar a{color:#fff;font-weight:700;text-decoration:none}
.topbar b{color:var(--peach)}
header.site-header{position:sticky;top:0;z-index:200;background:#fff;box-shadow:0 1px 0 var(--line)}
.nav-inner{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:78px}
.logo{flex-shrink:1;min-width:0;display:block;line-height:0}
.logo img{height:44px;width:auto;max-width:100%}
.nav-links{display:flex;align-items:center;gap:22px;list-style:none}
.nav-links>li>a{color:var(--ink);text-decoration:none;font-weight:600;font-size:14.5px;padding:8px 0;display:inline-block}
.nav-links>li>a:hover,.nav-links>li>a[aria-current="page"]{color:var(--teal)}
.nav-links .nav-cta{color:#fff;padding:11px 20px}
.nav-links .nav-cta:hover{color:#fff}
.has-dropdown{position:relative}
.dd-arrow{font-size:11px;margin-left:3px}
.dropdown{position:absolute;top:100%;left:-12px;min-width:270px;padding:8px 0;margin:0;list-style:none;background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow-lg);opacity:0;visibility:hidden;transform:translateY(-6px);transition:opacity var(--trans),visibility var(--trans),transform var(--trans);z-index:1000}
.has-dropdown:hover .dropdown,.has-dropdown:focus-within .dropdown{opacity:1;visibility:visible;transform:translateY(0)}
.dropdown li{list-style:none}
.dropdown a{display:block;padding:9px 18px;white-space:nowrap;color:var(--ink);text-decoration:none;font-weight:500;font-size:14.5px}
.dropdown a:hover{background:var(--cream);color:var(--teal)}
.dropdown .dd-all a{font-weight:700;color:var(--teal);border-top:1px solid var(--line);margin-top:4px}
.hamburger{display:none;flex-direction:column;justify-content:center;align-items:center;gap:5px;min-width:44px;min-height:44px;background:none;border:0;cursor:pointer;padding:8px}
.hamburger span{display:block;width:24px;height:2px;background:var(--deep);border-radius:2px;transition:transform var(--trans),opacity var(--trans)}
.hamburger[aria-expanded="true"] span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.hamburger[aria-expanded="true"] span:nth-child(2){opacity:0}
.hamburger[aria-expanded="true"] span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
.mob-drawer{position:fixed;top:0;right:0;bottom:0;width:min(330px,88vw);background:#fff;z-index:9999;transform:translateX(100%);transition:transform .3s ease;overflow-y:auto;padding:22px;visibility:hidden}
.mob-drawer:not([hidden]){transform:translateX(0);visibility:visible}
.mob-drawer[hidden]{display:block}
.mob-drawer ul{list-style:none;margin:44px 0 0;padding:0}
.mob-drawer li{list-style:none}
.mob-drawer a{display:block;padding:13px 0;font-size:16.5px;border-bottom:1px solid var(--line);color:var(--ink);text-decoration:none;font-weight:600}
.mob-drawer .drawer-group{font-size:12px;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);font-weight:700;padding:16px 0 4px;border:0}
.mob-drawer .drawer-cta{background:var(--orange);color:#fff;text-align:center;border-radius:12px;margin-top:18px;border:0}
.drawer-close{position:absolute;top:10px;right:12px;min-width:44px;min-height:44px;background:none;border:0;font-size:22px;cursor:pointer;color:var(--ink)}
.mob-overlay{position:fixed;inset:0;background:rgba(0,0,0,.5);z-index:9998;opacity:0;visibility:hidden;transition:opacity var(--trans),visibility var(--trans)}
.mob-overlay.visible{opacity:1;visibility:visible}
/* vertical pills row */
.vertrow{background:var(--teal);padding:10px 0}
.vertrow .container{display:flex;gap:10px;justify-content:center;flex-wrap:wrap}
.vertpill{color:#fff;font-size:12.5px;font-weight:700;padding:5px 14px;border-radius:100px;background:rgba(255,255,255,.16);text-decoration:none}
.vertpill:hover{background:rgba(255,255,255,.28);color:#fff}
.vertpill.active{background:var(--orange);color:#fff}
/* hero and pagehead */
.hero,.pagehead{position:relative;isolation:isolate;overflow:hidden;color:#fff;background:linear-gradient(135deg,var(--deeper) 0%,var(--deep) 45%,var(--teal) 100%)}
.hero{padding:68px 0}
.pagehead{padding:54px 0 48px}
.pagehead h1{margin-bottom:14px}
.hero .hero-bg,.pagehead .hero-bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-2}
.hero.has-hero:before,.pagehead.has-hero:before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(100deg,rgba(7,62,62,.92) 0%,rgba(10,82,82,.78) 55%,rgba(10,82,82,.55) 100%)}
.hero:after,.pagehead:after{content:"";position:absolute;right:-90px;top:-90px;width:340px;height:340px;border-radius:50%;background:rgba(232,98,30,.18);z-index:-1}
.hero .container{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center}
.hero h1,.pagehead h1{color:#fff}
.hero h1{margin-bottom:16px}
.hero h1 span,.pagehead h1 span{color:var(--peach)}
.hero p.lead,.pagehead p.lead{color:#F1E8DF;font-size:17.5px;max-width:560px;margin-bottom:24px}
.pagehead p.lead{margin-bottom:20px}
.badge{display:inline-flex;align-items:center;gap:8px;background:var(--cream);color:var(--deep);font-weight:700;font-size:13px;padding:8px 15px;border-radius:100px;margin-bottom:18px}
.badge:before{content:"";width:9px;height:9px;border-radius:50%;background:var(--orange-hi);flex:none}
.badge-alt{background:var(--orange);color:#fff}
.badge-alt:before{background:#fff}
.cta-row{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:22px}
.trustrow{display:flex;gap:8px 20px;flex-wrap:wrap;color:#F1E8DF;font-size:14px;font-weight:600;list-style:none}
.trustrow li:before{content:"\2713\00a0";color:var(--peach)}
.crumbs{font-size:13.5px;margin-bottom:14px;color:#E6D8CB}
.crumbs a{color:#fff}
.crumbs span[aria-current]{color:#E6D8CB}
.statpanel{background:rgba(255,255,255,.10);border:1px solid rgba(255,255,255,.22);color:#fff;border-radius:var(--radius);padding:26px}
.statpanel h2{font-size:15px;color:#F1E8DF;margin-bottom:14px;font-weight:600;letter-spacing:.02em}
.strow{display:flex;justify-content:space-between;gap:16px;padding:12px 0;border-bottom:1px solid rgba(255,255,255,.18);font-size:14.5px}
.strow:last-child{border-bottom:none}
.strow b{color:var(--peach);font-family:var(--font-head);font-size:17px;text-align:right}
.zips{display:flex;flex-wrap:wrap;gap:8px;margin:0 0 20px;list-style:none}
.zip-chip{display:inline-block;background:rgba(255,255,255,.14);border:1px solid rgba(255,255,255,.35);color:#fff;font-weight:700;font-size:14px;padding:5px 13px;border-radius:100px}
/* strips and bands */
.strip{background:var(--cream);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.strip .container{display:flex;justify-content:space-between;padding:18px 24px;flex-wrap:wrap;gap:10px 22px}
.stripitem{display:flex;align-items:center;gap:9px;font-weight:700;font-size:14px}
.stripitem .ic{color:var(--teal);font-size:18px}
.emergency{background:var(--orange);color:#fff;padding:22px 0}
.emergency .container{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:14px}
.emergency h2{font-size:22px;color:#fff}
.emergency p{font-size:14.5px;color:#fff}
.emergency .btn{background:var(--deep)}
.emergency .btn:hover{background:var(--deeper)}
.ctaband{background:var(--deep);color:#fff;padding:60px 0;text-align:center}
.ctaband h2{font-size:clamp(1.6rem,3.6vw,2.4rem);margin-bottom:8px;color:#fff}
.ctaband p{font-size:17px;margin:0 auto 24px;color:var(--sand);max-width:620px}
/* sections */
.sec{padding:clamp(3rem,6vw,4.75rem) 0;background:#fff}
.sec-tint{background:var(--cream)}
.kick{color:var(--deep);font-weight:700;font-size:13px;letter-spacing:.1em;text-transform:uppercase}
.sec h2.sec-title{margin:10px 0 30px}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px}
.card .ic{width:50px;height:50px;background:var(--cream);border-radius:12px;display:flex;align-items:center;justify-content:center;font-size:23px;margin-bottom:14px}
.card h3{margin-bottom:8px}
.card p{font-size:15px;color:var(--muted);margin-bottom:12px}
.card a{color:var(--teal);font-weight:700;font-size:14.5px;text-decoration:none}
.card a:hover{text-decoration:underline}
.why{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.whycard{background:#fff;border-radius:var(--radius);padding:24px;text-align:center;border:1px solid var(--line)}
.whycard .num{width:44px;height:44px;background:var(--teal);color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-family:var(--font-head);font-weight:700;margin:0 auto 14px;font-size:18px}
.whycard h3{margin-bottom:6px}
.whycard p{font-size:15px;color:var(--muted)}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:0;position:relative;list-style:none}
.steps:before{content:"";position:absolute;top:30px;left:12%;right:12%;height:2px;background:var(--line)}
.step{text-align:center;padding:0 16px;position:relative;list-style:none}
.step .n{width:60px;height:60px;border-radius:50%;background:var(--orange);color:#fff;font-family:var(--font-head);font-weight:700;font-size:22px;display:flex;align-items:center;justify-content:center;margin:0 auto 16px;position:relative;z-index:2}
.step h3{margin-bottom:6px}
.step p{font-size:15px;color:var(--muted)}
.insurepanel{background:var(--deep);color:#fff;border-radius:16px;padding:32px;display:grid;grid-template-columns:1fr auto;gap:24px;align-items:center}
.insurepanel h3{font-size:24px;margin-bottom:8px;color:var(--peach)}
.insurepanel p{font-size:15.5px;color:var(--sand);max-width:560px}
.areas{display:grid;grid-template-columns:repeat(5,1fr);gap:10px;list-style:none}
.areas li{list-style:none}
.areas a{display:block;background:#fff;border:1px solid var(--line);padding:13px 14px;border-radius:10px;color:var(--ink);text-decoration:none;font-weight:600;font-size:14.5px;text-align:center}
.areas a:hover{background:var(--cream);color:var(--teal)}
/* tables */
.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--radius);margin:18px 0;background:#fff}
.table-wrap table{width:100%;border-collapse:collapse;min-width:520px}
.table-wrap th{background:var(--deep);color:#fff;text-align:left;font-size:12.5px;text-transform:uppercase;letter-spacing:.04em;padding:14px 18px}
.table-wrap td{padding:14px 18px;border-top:1px solid var(--line);font-size:15px;vertical-align:top}
.table-wrap td:first-child{font-weight:700;color:var(--deep)}
.table-note{font-size:14px;color:var(--muted);margin-top:10px;font-style:italic}
/* article layout */
.twocol{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:36px;align-items:start}
.article-col{min-width:0}
.sidecard{position:sticky;top:104px;align-self:start;background:var(--deep);color:#fff;border-radius:16px;padding:26px;box-shadow:var(--shadow-lg)}
.sidecard .kick{color:var(--peach)}
.sidecard h2,.sidecard h3{color:#fff;font-size:1.3rem;margin:8px 0 8px}
.sidecard p{color:var(--sand);font-size:15px;margin-bottom:16px}
.sidecard ul{list-style:none;margin:18px 0 14px}
.sidecard li{list-style:none;padding:6px 0 6px 26px;position:relative;font-size:14.5px;color:#fff}
.sidecard li:before{content:"\2713";position:absolute;left:0;color:var(--peach);font-weight:700}
.sidecard .side-link{display:block;color:var(--peach);font-weight:700;font-size:14.5px;text-decoration:none;margin-top:6px}
.sidecard .side-link:hover{text-decoration:underline;color:#fff}
.sidecard .btn{width:100%}
/* content blocks */
.panel-card,.callout-card,.insight-card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:38px 42px;box-shadow:var(--shadow);margin:0 0 24px;position:relative;overflow:hidden}
.callout-card:before{content:"";position:absolute;top:0;left:0;bottom:0;width:6px;background:linear-gradient(180deg,var(--orange-hi),var(--teal))}
.insight-card{background:var(--cream)}
.insight-card:before{content:"";position:absolute;top:22px;bottom:22px;left:0;width:5px;border-radius:0 4px 4px 0;background:var(--teal)}
.panel-card h2,.callout-card h2,.insight-card h2{margin-bottom:14px}
.panel-card h3,.callout-card h3,.insight-card h3{margin:20px 0 8px}
main p+p{margin-top:14px}
main h2+p,main h3+p{margin-top:14px}
main p+ul,main p+ol,main ul+p,main ol+p{margin-top:14px}
.panel-card ul,.panel-card ol,.callout-card ul,.insight-card ul{padding-left:22px}
.panel-card li,.callout-card li,.insight-card li{margin-top:7px}
.panel-card a,.callout-card a,.insight-card a,.localnote a,.faq a{font-weight:600}
.panel-card ul.icon-list,.callout-card ul.icon-list,.insight-card ul.icon-list,ul.icon-list{list-style:none;padding-left:0;display:grid;gap:14px}
.panel-card .icon-list li,.callout-card .icon-list li,.insight-card .icon-list li,.icon-list li{display:block;position:relative;padding-left:40px;margin-top:0}
.icon-list li:before{content:"\2713";position:absolute;left:0;top:1px;width:26px;height:26px;border-radius:50%;background:var(--teal);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:800;font-size:14px}
.prepgrid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px;margin-top:18px}
.prepcard{background:var(--cream);border:1px solid var(--line);border-radius:14px;padding:20px}
.prepcard h3{margin:0 0 6px;font-size:1.05rem}
.prepcard p{font-size:15px;color:var(--muted)}
.prepcard .pn{display:inline-flex;width:30px;height:30px;border-radius:50%;background:var(--orange);color:#fff;align-items:center;justify-content:center;font-weight:700;margin-bottom:10px;font-family:var(--font-head)}
.localnote{background:var(--cream);border:1px solid var(--line);border-left:6px solid var(--teal);border-radius:14px;padding:26px 30px;margin:0 0 24px}
.localnote h2{font-size:1.35rem;margin-bottom:10px}
.byline{font-size:14px;color:#E6D8CB;margin-top:6px}
.meta-row{display:flex;flex-wrap:wrap;gap:6px 18px;font-size:14px;color:#E6D8CB;margin-bottom:6px}
/* faq */
.faq{margin:0 0 24px}
.faq h2{margin-bottom:16px}
.faq-item{border:1px solid var(--line);border-radius:12px;margin-bottom:10px;background:#fff;overflow:hidden}
.faq-q{width:100%;text-align:left;background:#fff;border:0;padding:16px 20px;font:600 16px/1.4 var(--font-body);color:var(--ink);cursor:pointer;display:flex;justify-content:space-between;gap:14px;align-items:center;min-height:52px}
.faq-q:hover{background:var(--cream)}
.faq-q:after{content:"+";font-size:22px;color:var(--orange);flex:none;line-height:1}
.faq-item.open .faq-q:after{content:"\2212"}
.faq-answer{max-height:0;overflow:hidden;transition:max-height .3s ease}
.faq-item.open .faq-answer{max-height:1400px}
.faq-answer-inner{padding:0 20px 18px}
.faq-answer-inner p+p{margin-top:12px}
/* blog index and cards */
.postgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.postcard{background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;display:flex;flex-direction:column}
.postcard .pc-top{background:linear-gradient(135deg,var(--deep),var(--teal));padding:22px;min-height:110px;display:flex;align-items:flex-end}
.postcard .pc-top span{color:var(--peach);font-size:12.5px;font-weight:700;letter-spacing:.08em;text-transform:uppercase}
.postcard .pc-body{padding:20px;display:flex;flex-direction:column;gap:10px;flex:1}
.postcard h2,.postcard h3{font-size:1.1rem}
.postcard h2 a,.postcard h3 a{color:var(--ink);text-decoration:none}
.postcard h2 a:hover,.postcard h3 a:hover{color:var(--teal)}
.postcard p{font-size:15px;color:var(--muted)}
.listlinks{list-style:none;display:grid;grid-template-columns:repeat(2,1fr);gap:12px}
.listlinks li{list-style:none;background:#fff;border:1px solid var(--line);border-radius:12px;padding:16px 18px}
.listlinks a{font-weight:700;text-decoration:none}
.listlinks p{font-size:14.5px;color:var(--muted);margin-top:4px}
/* maps */
.map-section{padding:56px 0;background:var(--cream)}
.map-section h2{margin-bottom:8px}
.map-section p.map-note{color:var(--muted);margin-bottom:18px;max-width:760px}
.map-wrap{position:relative;padding-bottom:42%;height:0;border-radius:var(--radius);overflow:hidden;border:1px solid var(--line);background:#e9e1d8}
.map-wrap iframe{position:absolute;inset:0;width:100%;height:100%;border:0}
.map-local{margin:0 0 24px}
.map-local .map-wrap{padding-bottom:50%}
/* footer */
footer.site-footer{background:#fff;border-top:1px solid var(--line);padding:50px 0 30px;font-size:15px}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:32px}
.footer-grid h2,.footer-grid h3{font-size:16px;margin-bottom:12px;color:var(--ink)}
.footer-grid a{color:var(--muted);text-decoration:none;display:block;margin-bottom:8px}
.footer-grid a:hover{color:var(--teal)}
.footer-grid p{color:var(--muted);margin-bottom:8px}
.footer-grid address{font-style:normal;color:var(--muted)}
.footer-grid .footer-logo{display:block;margin-bottom:14px;line-height:0}
.footer-grid .footer-logo img{height:42px;width:auto}
.footer-grid a.footer-phone{font-weight:700;color:var(--teal);font-size:18px}
.footer-bottom{border-top:1px solid var(--line);margin-top:30px;padding-top:20px;color:var(--muted);font-size:14px;display:flex;gap:10px 24px;flex-wrap:wrap;justify-content:space-between}
.footer-bottom a{color:var(--muted)}
/* sticky call elements */
.sticky-cta{display:none;position:fixed;bottom:0;left:0;right:0;background:var(--deep);z-index:8000;padding:12px 16px;box-shadow:0 -6px 20px rgba(0,0,0,.18)}
.sticky-cta a{display:flex;align-items:center;justify-content:center;gap:8px;color:#fff;font-weight:700;font-size:16px;text-decoration:none;min-height:44px}
.floatcall{position:fixed;right:22px;bottom:22px;width:56px;height:56px;border-radius:50%;background:var(--orange);color:#fff;display:flex;align-items:center;justify-content:center;font-size:24px;text-decoration:none;box-shadow:0 10px 24px rgba(199,78,17,.4);z-index:7000}
.floatcall:hover{background:var(--orange-dk);color:#fff}
.notfound{text-align:center;padding:90px 0}
.notfound h1{margin-bottom:12px}
.legal h2{margin:26px 0 8px;font-size:1.35rem}
.legal{max-width:820px}
.prose-narrow{max-width:820px}
/* breakpoints: 1200, 900, 768 (nav), 600, 480 */
@media(max-width:1200px){.nav-links{gap:16px}}
@media(max-width:900px){
.hero .container{grid-template-columns:1fr}
.cards,.why,.postgrid{grid-template-columns:1fr 1fr}
.steps{grid-template-columns:1fr 1fr;row-gap:28px}.steps:before{display:none}
.areas{grid-template-columns:1fr 1fr}
.insurepanel{grid-template-columns:1fr}
.twocol{grid-template-columns:1fr}
.sidecard{position:static}
.footer-grid{grid-template-columns:1fr 1fr}
.map-wrap{padding-bottom:62%}
}
@media(max-width:768px){
.nav-links{display:none}
.hamburger{display:flex}
.sticky-cta{display:block}
.floatcall{display:none}
body{padding-bottom:70px}
.topbar-inner{justify-content:center;text-align:center}
.nav-inner{min-height:68px}
.logo img{height:40px}
}
@media(max-width:600px){
.cards,.why,.postgrid,.prepgrid,.listlinks,.steps,.areas{grid-template-columns:1fr}
.panel-card,.callout-card,.insight-card{padding:28px 22px;border-radius:16px}
.localnote{padding:22px}
.hero{padding:44px 0}
.pagehead{padding:38px 0 34px}
.footer-grid{grid-template-columns:1fr}
.insurepanel{padding:24px}
.map-wrap{padding-bottom:85%}
.btn{width:100%}
.btn-sm{width:auto}
}
@media(max-width:480px){
.container{padding:0 16px}
.strip .container{padding:16px}
}
@media(prefers-reduced-motion:reduce){.btn,.dropdown,.faq-answer,.mob-drawer,.mob-overlay,.hamburger span{transition:none}}

.postcard .pc-img{position:relative;display:block;aspect-ratio:16/9;background:var(--deep);overflow:hidden}
.postcard .pc-img img{width:100%;height:100%;object-fit:cover;display:block;transition:transform .3s}
.postcard:hover .pc-img img{transform:scale(1.04)}
.postcard .pc-img span{position:absolute;left:14px;bottom:12px;background:rgba(7,62,62,.88);color:var(--peach);font-size:12px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;padding:5px 10px;border-radius:6px}
.fig{margin:0 0 24px;border-radius:var(--radius);overflow:hidden;border:1px solid var(--line);background:#fff}
.fig img{width:100%;height:auto;display:block}
.fig figcaption{padding:12px 18px;font-size:14px;color:var(--muted)}